Terms of Use

The General Terms and Conditions of Use of the Hope4w blog outline how our services (Infoproducts) are presented to users and comply with applicable laws, such as Brazil’s General Data Protection Law (LGPD) and international data protection standards. This document, alongside our Privacy Policy, Disclaimer, Email Marketing Terms of Use, and SMS Terms of Use, governs your interaction with our platform.

Clarifications

  • What we expect from you: Transparency, clarity, responsibility, and respect when using our services.
  • What you can expect from us: Respect, honesty, clarity, and responsibility in providing our Infoproducts, ensuring total transparency both in these terms and the information shared.
  • What you can expect from our content (Infoproducts): Newsletters with general tips on financial and investment markets, such as budgeting strategies or updates on market trends, as well as services and offers curated by our partners to enhance your financial well-being.

Definitions

  • “User”: Any individual aged 18 or older who exclusively owns a valid email address and phone number registered in Brazil with authorized operators, provided through our “QUIZ” or social media platforms like Facebook or Instagram.
  • “QUIZ”: A platform (service/technology/API) used with user consent to collect data such as name, email address, phone number, and financial estimates.
  • “Infoproducts”: Newsletters and financial tips derived from our partners in the financial and investment sectors, designed to improve users’ financial health.
  • “Email Marketing”: A platform that delivers Infoproducts via email, based on user consent provided during the “QUIZ” registration process.
  • “SMS Service”: A platform that sends Infoproducts via text messages, authorized by the user during the “QUIZ” registration.
  • “Opt-in”: The process of registering, subscribing, and consenting to receive electronic messages from our team.
  • “Hope4w”: Refers to the blog managing the dissemination of Infoproducts via email and SMS.

Access

The Hope4w blog provides links through SMS or Email Marketing that direct users to our domain (https://www.hope4w.com). From our site, users may access third-party websites related to financial and investment services. Users are free to engage with these external platforms without any interference from Hope4w. However, we do not verify the reliability of these external platforms, and users should proceed with caution.

By accessing and using the Hope4w site, you agree to these General Terms and Conditions of Use, as well as the Privacy Policy and related terms (Email Marketing and SMS Terms).

By registering via our “QUIZ” and providing your details—name, email address, and phone number—and activating the receipt of Infoproducts, you accept these terms and conditions.

User Responsibility When Redirected

If redirected to a partner’s website, users must read all the information provided, including the partner’s Terms and Conditions and Privacy Policy.

Hope4w does not assume responsibility for:

  • The terms and conditions or privacy policies of partner sites. Users are strongly advised to read and understand these documents before engaging with any partner platform.
  • The accuracy of information about services and products provided by partners.
  • The services or products offered by partners or any agreements made with them.

Users are encouraged to maintain good cybersecurity practices when navigating the internet, such as using secure devices, keeping antivirus software updated, accessing the web through secure networks, and avoiding public Wi-Fi for sensitive transactions.

Hope4w is not liable for any losses or damages resulting from improper use of the site or platform by users.

Version

Version 1 – December 2024

For more information, visit our Terms of Use page on our website.

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